Auto Debit Payment - Alipay Plus

Charge a shopper through an active Alipay Plus automatic-debit agreement. Before creating a charge, the shopper must complete Alipay Plus Agreement authorization.

Step 0. Authentication

How to obtain an access token: Authentication Reference.

Step 1. Create an automatic-debit payment

POST /mch-api/v1/pa/payment_intents/create

{
  "amount": "100",
  "currency": "CNY",
  "merchant_order_id": "subscription_20260821001",
  "description": "Monthly subscription",
  "notify_url": "https://merchant.example.com/webhooks/cbtis",
  "payment_method": {
    "type": "aplus_auto_debit",
    "auto_debit": {
      "agreement_token": "agt_L5yZ8Jwdsx3m5xjJV2rbqJ8cL4xYv-xzjxYiSoYgnNQ",
      "merchant_customer_id": "customer_001"
    }
  }
}

Field	Required	Description
amount	required	Amount to collect. Must be greater than zero.
currency	required	Transaction currency.
merchant_order_id	required	Your unique order identifier. Maximum length: 32.
description	required	Description shown for the charge.
notify_url	optional	Receives the final payment result.
payment_method.type	required	aplus_auto_debit.
payment_method.auto_debit.agreement_token	required	The token obtained through Exchange Agreement Token.
payment_method.auto_debit.merchant_customer_id	required	The shopper identifier used to create the agreement.

The response is initially PENDING and has next_action.type set to none; the shopper does not need to take any action. Use your payment notification endpoint or the payment query API to obtain the final result.

Do not retry a request with a new merchant_order_id after a network timeout. Reuse the same merchant order ID to prevent a duplicate charge.